José Roca’s opinion in El Mundo on the effects of the BBVA-Sabadell merger on corporate financing

The merger between BBVA and Sabadell marks a turning point in the Spanish banking sector, further limiting financing options for companies. As José Roca, founding partner of Kaizen Consulting, states, in this opinion article in El Mundo, “this concentration reduces competition and tightens access to credit, especially for businesses relying on both entities.” In light of this, it’s crucial to anticipate these changes and diversify liquidity sources.

Roca emphasizes the importance of turning to alternative financing options. “The corporate sector can no longer rely solely on traditional banking. Kaizen Consulting offers access to a network of national and international financiers that provide companies with the necessary liquidity to continue growing,” he explains. In Spain, alternative financing already accounts for 25%, and Roca highlights that it will keep growing, as seen in Anglo-Saxon countries where it surpasses 70%.

In an economic environment marked by instability, José Roca insists that “financial planning is the best antidote to uncertainty.” Companies must clearly define their business plans and ensure they have the right financing sources to execute them. Roca points out that relying exclusively on a reduced number of banks can limit business growth, and that alternative finance offers solutions tailored to each company.

Finally, Roca urges businesses to reassess their relationship with current financiers: “Are they truly offering what we need? If not, it’s time to explore new options.” According to Kaizen Consulting, the future of corporate financing lies in embracing new credit solutions that, beyond traditional banking, can propel companies toward new growth opportunities.

You can read the complete article from this link.